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Protect yourself, your family, and your property with personalized insurance solutions. We help Florida residents choose the right coverage.

Personal Lines

Happy Window Smile

Auto Insurance

Required by law in Florida, auto insurance offers financial protection in case of accidents, damage, or theft.

Home Exterior

Homeowners Insurance

Protects your home and personal property from damage caused by fire, theft, hurricanes, and more—essential in Florida’s high-risk zones.

Apartment

Renters Insurance

Affordable coverage for your belongings and personal liability while renting an apartment or home.

Apartment Balconies

Condo Insurance (HO6)

Protects the interior of your unit, personal property, and liability—complementing your condo association’s master policy.

Businessmen with Umbrellas

Personal Umbrella

Provides additional liability protection beyond your auto, home, or renters policy in case of major claims or lawsuits.

Reviewing Documents

Personal Liability Insurance

Standalone coverage that protects you financially if you’re held responsible for injuries or property damage to others.

Business Owner

Commercial Insurance
Made Easy for
Florida Businesses

Protect your business with tailored insurance solutions backed by trusted, top-rated carriers.

From storefronts to service businesses, we have what Florida entrepreneurs need to protect their operations, employees, and assets.

Business & Commercial Lines

Mopping the Floor

General Liability Insurance

Covers your business against third-party injury, property damage, and legal fees. Often required for leases and contracts.

Coffee Factory

Commercial Property Insurance

Protects your business location, equipment, and inventory against fire, storms, theft, and more.

Soap Store Customer

Businessowners Policy (BOP)

A cost-effective bundle that combines general liability and property insurance for small businesses.

Construction Workers

Workers' Compensation

Covers medical expenses and lost wages for employees injured on the job. Mandatory for many Florida businesses.

Truck Driving by Lake

Commercial Auto Insurance

Covers vehicles used for business purposes, including accidents, damage, and liability.

Legal Consultant

Professional Liability (E&O)

Protects your business from claims of negligence, errors, or omissions in the professional services you provide.

Not every need fits the standard mold. We offer unique insurance solutions for construction, watercraft, and short-term rentals.

Specialty Insurance

Architects Planning a House

Builder's Risk Insurance

Covers construction and renovation projects against damage from fire, theft, vandalism, and weather-related events during the build phase.

On a Speedboat

Boat & Watercraft Insurance

Protects your boat, personal watercraft, and passengers with coverage for accidents, damage, liability, and theft—essential for South Florida boat owners.

Dog and Its Owner

Pet Insurance

Helps cover unexpected veterinary costs due to accidents or illnesses. A smart way to protect your pet and your finances with customizable coverage options.

Partnered with ERGO | NEXT Insurance
to provide reliable coverage options for Florida businesses.

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Why Choosing Us?

Choosing the right insurance partner is about more than coverage —
it’s about trust, clarity, and long-term support.

At 4B Insurance, we focus on building genuine relationships with our clients, taking the time to understand your business, your risks, and priorities. We believe insurance decisions should be informed, transparent, and aligned with real needs — not rushed or driven by one-size-fits-all solutions.

Based in Florida, 4B Insurance Brokers supports local businesses with personalized guidance and coverage solutions backed by trusted carriers.

What Sets Us Apart?

Client-first approach
We work for our clients, not for a single carrier.
Our role is to guide you through options and help you make confident decisions.

Clear, practical guidance
We focus on explaining coverage in a straightforward,
easy-to-understand way so you know exactly what you’re getting.

Tailored solutions
We take a personalized approach to coverage,
aligning protection with your specific situation and risk profile.

Long-term relationships
Our goal is to support you as your business or personal needs evolve over time.

Professional and responsive service
When questions arise or changes are needed, you can expect timely,
attentive support from someone who knows your account.

Let’s protect your business.
Get started today.

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