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Protect yourself, your family, and your property with personalized insurance solutions. We help Florida residents choose the right coverage.

Personal Lines

Happy Window Smile

Auto Insurance

Required by law in Florida, auto insurance offers financial protection in case of accidents, damage, or theft.

Home Exterior

Homeowners Insurance

Protects your home and personal property from damage caused by fire, theft, hurricanes, and more—essential in Florida’s high-risk zones.

Apartment

Renters Insurance

Affordable coverage for your belongings and personal liability while renting an apartment or home.

Apartment Balconies

Condo Insurance (HO6)

Protects the interior of your unit, personal property, and liability—complementing your condo association’s master policy.

Businessmen with Umbrellas

Personal Umbrella

Provides additional liability protection beyond your auto, home, or renters policy in case of major claims or lawsuits.

Reviewing Documents

Personal Liability Insurance

Standalone coverage that protects you financially if you’re held responsible for injuries or property damage to others.

Business Owner

Commercial Insurance
Made Easy for
Florida Businesses

Protect your business with fast, affordable, and tailored coverage backed by top-rated carriers.

From storefronts to service businesses, we have what Florida entrepreneurs need to protect their operations, employees, and assets.

Business/Commercial Lines

Mopping the Floor

General Liability Insurance

Covers your business against third-party injury, property damage, and legal fees. Often required for leases and contracts.

Coffee Factory

Commercial Property Insurance

Protects your business location, equipment, and inventory against fire, storms, theft, and more.

Soap Store Customer

Businessowners Policy (BOP)

A cost-effective bundle that combines general liability and property insurance for small businesses.

Construction Workers

Workers' Compensation

Covers medical expenses and lost wages for employees injured on the job. Mandatory for many Florida businesses.

Truck Driving by Lake

Commercial Auto Insurance

Covers vehicles used for business purposes, including accidents, damage, and liability.

Legal Consultant

Professional Liability (E&O)

Protects your business from claims of negligence, errors, or omissions in the professional services you provide.

Not every need fits the standard mold. We offer unique insurance solutions for construction, watercraft, and short-term rentals.

Specialty Insurance

Architects Planning a House

Builder's Risk Insurance

Covers construction and renovation projects against damage from fire, theft, vandalism, and weather-related events during the build phase.

On a Speedboat

Boat & Watercraft Insurance

Protects your boat, personal watercraft, and passengers with coverage for accidents, damage, liability, and theft—essential for South Florida boat owners.

Dog and Its Owner

Pet Insurance

Helps cover unexpected veterinary costs due to accidents or illnesses. A smart way to protect your pet and your finances with customizable coverage options.

Partnered with NEXT Insurance
to bring fast, paperless protection to small businesses in Florida.

Next Insurance

Direct vs. Broker

Work With a Licensed Independent Agent
– Not a Call Center

At 4B Insurance Brokers, we help you get the coverage your business needs — backed by trusted carriers.

Digital quotes

Personalized support

No hidden fees or unnecessary coverages
 

Think of us as your insurance advocate.
We save you time, money, and confusion, while making sure you’re truly protected.

Let’s protect your business.
Get started today.

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